PAYE Tax & NI Calculator
Calculate Your Take-Home Pay in Seconds
UK PAYE Tax & National Insurance Calculator
Use our easy-to-use UK PAYE & NI Calculator 2025/26 to find out your income tax, national insurance contributions, and net take-home pay based on the latest HMRC rates. Instantly see how much you earn after tax without any complicated formulas!
How to Use the PAYE Tax & NI Calculator
- Step 1: Enter your annual gross salary in pounds (£).
- Step 2: Select your region (England, Wales, Northern Ireland, or Scotland).
- Step 3: The calculator will automatically show your detailed breakdown:
- Tax-Free Allowance
- Basic, Higher, and Additional Rate Taxes
- National Insurance Contributions
- Total Tax & NI
- Final Take-Home Salary
UK PAYE & NI Calculator (2025/26)
Why Use a PAYE Tax Calculator?
Understanding your payslip can be confusing. With rising living costs and frozen allowances, it’s more important than ever to know exactly:
- How much tax you’ll pay on your salary
- What NI contributions are deducted each month
- Your real take-home pay after tax and NI
- How changes in salary or region affect your pay
Whether you’re negotiating a new job offer or planning your finances, an accurate take-home salary calculator helps you make better decisions.
2025/26 UK Income Tax Rates
Up to £12,570
0%
(Personal Allowance)
£12,571 – £50,270
20%
(Basic Rate)
£50,271 – £125,140
40%
(Higher Rate)
Over £125,140
45%
(Additional Rate)
* Personal Allowance reduces by £1 for every £2 earned over £100,000 and is zero at £125,140.
2025/26 National Insurance Rates
£12,570 – £50,270
12%
(Class 1 Employees)
Over £50,270
2%
(Above Threshold)
* NI is deducted automatically along with income tax via PAYE.